How to achieve Financial Literacy in a few years

 This article  opens a  series about financial  education and   goals in modern societies.    

Let's start with very interesting subject, I mean  what modern education in schools is not taught young men and women. The things are:

• Financial Literacy:

Understanding personal finance, budgeting, saving, investing, managing debt, and planning for retirement are essential skills for navigating the modern financial landscape.

• Entrepreneurship:

Learning about entrepreneurship can include topics such as business planning, marketing, sales, networking, and innovation. Even if one doesn't plan to start their own business immediately, entrepreneurial skills are highly valuable in various professional contexts.

• Critical Thinking and Problem-Solving:

Developing critical thinking skills involves the ability to analyze information, evaluate arguments, and make reasoned decisions. Problem-solving skills are crucial for overcoming challenges and finding effective solutions in both personal and professional situations.

• Communication Skills:

Effective communication skills encompass verbal and written communication, active listening, public speaking, negotiation, and interpersonal skills. These skills are essential for building relationships, collaborating with others, and advancing in a career.

• Emotional Intelligence:

Understanding and managing emotions, empathizing with others, developing resilience, and building strong interpersonal relationships are all components of emotional intelligence that contribute to personal and professional success.

• Time Management and Productivity:

Learning how to prioritize tasks, set goals, manage time effectively, and maintain focus and productivity are valuable skills for achieving goals and maintaining a healthy work-life balance.

• Digital Literacy:

In today's digital world, it's essential to be proficient in using technology, navigating the internet safely, evaluating online information critically, and understanding concepts such as cybersecurity and data privacy.

• Health and Well-being:

Prioritizing physical and mental health, practicing self-care, managing stress, adopting healthy lifestyle habits, and understanding the importance of work-life balance contribute to overall well-being and long-term success.

• Networking and Relationship Building:

Building and nurturing professional networks, developing mentorship relationships, and understanding the importance of personal branding and reputation management can open doors to new opportunities and career advancement.

• Civic Engagement and Global Awareness:

Engaging in civic activities, understanding social issues, participating in community service, and staying informed about global events contribute to being an informed and responsible citizen of the world.

Of course it's  not complete  list and  not every person has the ability to  learn all  above skills simultaneously, but at  least it's worth  to learn 1 or 2 topics from the  list.

Number 1  on the  list is  financial education,  so how to gain the knowledge? We  must have a goal and a clear path how to  achieve it. Then we  can follow some  steps. This subject is very complex to be honest, but posssible for some people. So  first, we  must assume some goals and  starting points. Let's say we're working  men in our 30s, living in a city  alone, having  $500 left every month and no  mortgages and loans. So what to do  with the  money, just to  build our financial  freedom? We work at a company for full time and our goal is to  quit the job definitely  in 5 years. How  to  do it? Don't invenst your money in anything until you will have a  buffer for  6-months  expenses. Start thinking  about invensting your  money when you have 3x your salary  on bank account and in 1 year save another 3 salaries on your account, so 6 in sum. This is emergency fund for  your unexpected  expenses, like losing a  job, car accident etc. This money  can be  either  on normal bank  account or savings  account, but  they  must be available immediately just in case. That's all for today, let  me  know in comments what you think about  lessons like this.